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BTC seems to have held its value for a few months. I'm a bit reluctant to invest in something that stays at the same point all the time. However, I also did what you said about low-cap altcoins. I put most of my money in XP and ESP before they shot up, but I only sold XP... in order to buy ESP... which fell to the ground. It was horrible.

Now I lost most of my investment money and don't have any funds to keep investing, lol. So if I wanted to make it grow, I don't think I'd put it all in Bitcoin. I mean, it's the safest route because it stays at the same price range, right? It has the possibility of growing larger. Doesn't it also have the possibility of being left alone in decay?

But I'll consider your advice and I'll probably put at least $20 in BTC. :3

It always seems like just do the opposite of what the Retail Investor is thinking and gain big. 4 years in this market and that's how it plays out every time. When alts get trashed and the BTC ratio is high that was the moment to be in all in good fundamental altcoins.

Let me just clarify how early we still are in this emerging tech. The Crypto market pentration rate is only at 3-5% globally but growing exponentially every year.

All the coins including Bitcoin are all high risk. In fact, the chances of a first mover getting getting disrupted by 2nd and 3rd generation tech are extremely high. Think about how many search engines before Google. Sure Yahoo survived but even today the stock price never recovered to its 2000 high.

Yahoo was super dominant for some years to.

This could be Bitcoin. People mis-understand how big the returns will be for the winning coins and just how severe the losses will be for the coins that lose market share.

Look at the fractals. Same chart patterns and almost exact time frame as in past. Meaning now is the time for altcoins to rally? As we know with all super early stage tech there is no clear real winner until many years have past. There's no better case study than the early Internet days. AOL, Netscape, Myspace, Nokia were all huge for a time then superior tech disrupted them. It was the Apple smart phone that killed off Nokia but in 07' just before the release of the smart phone Nokia was the biggest company in the world.

I am not trying to scare you here. Just people need to be informed. This is still very early days and there is no clear winners until there is real adoption and usage (not speculation). Follow the adoption and tech. Not financial advice but what I tell friends and family interested in this tech. Unfortunetly, many of them FOMO'd in late last year and have no capitulated. I was telling them since 2013 to buy good Cryptos but they shrugged me off.
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I guess I'll wait for @louisthomas to make a new post about the high-risk coins and evaluate those coins for investment for the possible October-November bounce that you mention.

Markets are the most oversold in the history. I'd very surprised to not see a return back to mean. At least a 300% bounce with many of the good fundamental coins. This is market is not like the stagnate 2014 markets. You've got one major updates after another coming out in near to mid-term across many coins and platforms. Projects that have been under development for 2-3 years.

Which are the fundamental coins? BTC, ETH, perhaps Steem?

Yes. Those and EOS. It will be interesting to see how Bitcoin Cash and Dash take a lot of market share from BTC in future?

The 1MB centrally planned blocksize limit is crippling Bitcoin's adoption for use cases. Meanwhile, the other two coins I mentioned are open to developers building that protocol app stack to be used as real money.

In BTC, you can only develop if your Blockstream approved in the lightening network that still does not work after 3 years.

ETH is the ultimate protocol stack coin. The most value should accrue there in the base layer.

I struggle with so much weight on bitcoin for medium risk as I think it has to do with how it has performed lately relative to the altcoins but the reality is that it is becoming the flight to safety asset right now but I don’t think it will persist so I would think it should be more like 30%.

The market for virtual currencies is very volatile and blindly invest and the best way to lose your capital in a few hours. The number one rule for investing in cryptocurrencies is this: do not put all your eggs in one basket! As is the case for traditional finance, diversification helps to limit risks and build a profitable and sustainable portfolio.

Your ideal portfolio looks interesting for almost any kind of investor but this days the market looks sad and i don't know what think, now i just hold bitcoin in a 50% and the other 50% in coins as wanchain,icon, cardano, neo and ont, so i just want to see a bull run i mean we have enough bear market. Regards

the structure of the portfolio is quite solid and diversified, to be honest it gives me enough confidence to try in the current market especially with that 40% in blue coin chips.
By the way, the location where you were today is very beautiful.

Sounds about right for a mid-level risk portfolio, although it's so difficult to pick winners in the alt market right now. There's more pain top come. When the bear market ends alts will outperform BTC. Bitcoin dominance is almost 60%. Is BTC really worth more than all the other coins combined? I don't think so.

Currently, this is the only way most people talk about bitcoin. It’s viewed as a buy and hold vehicle for fast capital appreciation. But the savvy investors and smart money around the world is far more focused on how to actually use bitcoin than just getting their hands on it and holding.

The market for virtual currencies is very volatile.
Btc losing its value from few months. BTC really worth more than all the other coins combined? I don't think so. But i think portfolio optimization is to build a portfolio that optimizes the risk profile

Btc losing its value from few months. the structure of the portfolio is quite solid and diversified. . Many of people lost there investment and no enough money for funding.
But you yalk Great talk. But i think portfolio optimization is to build a portfolio that optimizes the risk profile

Amongst the low cap altcoins I think steem can be considered one of the safest in a sense. The key though is diversifying and be very informed

Steem has a lower risk since it has real working products and adoption with a roadmap that will deliver next 6 months.

Exactly. I really do hope the hardfork produces the result we expect

It's def going to help. SMTs and hives going live too.

This is a great discussion @louisthomas. It's a honour learning from you

Whether you are fan of cryptocurency or not, you should be invested in it. I personally would recommend starting with bitcoin and then some blue chip ALTs as you mentioned. The problem with bitcoin is, most people think they have to pay minimum $6k to be invested in bitcoin. They don’t know they may use just a few dollars to be invested in BTC. This will eventually change with adaption and once bitcoin goes fully mainstream. With increasing sellof in ALTs and bitcoin playing with $6k level, my percentage holdings are switching to overall bitcoin majority. It’s about 50% BTC now, which might fit your opinion 😆.

Agree with a 50% allocation to BTC and a 40% allocation to blue chip altcoins. Just wondering, maybe in the next video, how many smaller cap coins would you pick to have a good balance between quality and diversification: is it 5, 10, 20 or 50?
Keep up with the good work! Cheers

I am def in the high risk high return crowd. I didn't capitulate in the last 2 bear markets sure not going to start now. Looking in hindsight. It would have been smart to take some profits in all the hype last year. Divesting is good but still can't save your portfolio from the brutality of the bear. It helps but obviously fiat was were to park at some capital even if it means paying more in taxes. Looking at the chart fractal histories, it's very difficult to see how ETH will keep dropping. This could be the best moment in 2 years to get 'cheap' ETH and good altcoins. If I would only follow my own advice 100% of the time I'd be much better off! Good luck to you!

It is really hard to find a balance with so little history to go off. I would say that, BTC is a pillar of my portfolio, simply put I don't see a scenario whereby BTC is not at levels beyond the current price yet alts are booming.

Its nice when you making videos about making your portfolio its very insightful and knowledgeable.