Your point about sidechains speaks to one of the less noticed possibilities produced by blockchain technology. We keep seeing headlines about automated McDonalds and how automation will replace fast food and construction workers but what about middle management? Who's gonna need teams of accountants/administrators once they build sidechains to manage payroll, invoicing, contract execution, etc.?
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I think about this often. There are centralized applications that already automate most HR/Accounting functions. But adoption is so low. You only see adoption in startups. Companies with deep rooted processes simply cannot make the change. It's coming, but I think it might be a long time.