I think if I woke up one day earning that much, I would ask myself if it was worth it. Most people earning that much work a lot more hours than your average Joe and I'm not sure the money would be worth the missed time with my family.
If I had the money to spend for some reason, I would buy a homestead and take it from there.
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Mostly, for me it would mean buying some separation between myself and the prospect of ending up destitute when the next disaster strikes.
Stick with that mindset....I think it is best!
Having and maintaining such a large income could be as much a mental ilness as a poor hoarder. As you said....which is more important?Income or Family? Once you pass the $100K mark. Or the $65K mark.