Greetings, sweet and beautiful Karem
This question is very complex. There are as many, many ways to both leave someone free and hold them. One of the issues that makes a person stuck is to erroneously practice money management. For example, a person earns a salary of $ 15,000. That in my opinion is very high. But out of these 15,000, she uses the whole money for the monthly payment of her expenses.
On the other hand, a person earns $ 6,000. Of these 6000, every month she saves 2000 and invests that money saved. After a few years (2 decades of work, for example) this person who invested 2000 every month with a lot of discipline is with a great patrimony. With this patrimony, she has passive income (income without work) to pay her monthly expenses and still remains, as the person who earns 15,000 reais is still stuck to work. That is, one is already "retired" and the other will have to work forever to pay their higher expenses, since their financial management is worse.
This is only one side related to the person being free or not. I could put more, but the text will be too big.
What do you think of my idea, Karem ????
Thank you and good morning !!!