Great summary! I totally agree with you that these hardforks and updates need to be more often and incorporate changes in pieces as these large one can risk not having consensus among witnesses voting and the community that support them. A great example of this is the debate coming up regarding changing the SBD payouts give the debt ratio currently in the system. Both arguments out there are very interesting but I think few really know the impact of the proposed change. I think the coming weeks will be interesting as some in the community will be interested to see what the witnesses think and how they have been informed.
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Yeah, there's a LOT of discussion about the debt ratio going on and how to proceed with it. In the witness channels there are people even asking to do away with SBD if it's not going to be pegged. I think it plays an important role in the mechanics of this platform, at least for now. The BIG benefit I could see with getting rid of it is the easing the onboarding process of new members. One currency is a lot easier to understand than two. But then again, SBD is there for a reason. We'll have to see how this all plays out.