Someone who finally receives a 10$ payout for the first time (I never received such a payout!) and receives a $4 downvote, like in your awesome and funny example, either
- goes mad and retaliates, or
- he's disappointed, starts to doubt himself, asking himself "What did I do wrong to deserve it?", or
- he says "f*ck it!", leaves the platform searches for an alternative that he considers fair.
Three ways to react, none of which is about unsettled payouts.
I don't know, maybe this is the right direction. HF21 will hit me hard. Very hard. As it will the majority of content creators. But the future of content creation is represented by the communities and their tokens, I believe. STEEM, SBD and SP will unlikely be earned (easily) through content creation in the future.