My 28 year old nephew refused to get a job because he made so much money. I helped a widow of a vet the other day, but I always see the same people pan-handling. I often ask them why they are in need and many times it is just a choice they made. I now have rules about giving away my hard earned money. If I can I ask what is going on before I give. Secondly if they smoke they don't need my money, if they can afford $8 a pack cigs they are doing better than I am.
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Most of them roll their own using cheap bagged tobacco.
Most do, but it still isn't cheap like it used to be.