Ahh, but if you aren't spending your money on that new TV or phone then you actually have money to do the things that really matter! For you, traveling. That is the crux, most people spend $5 here $20 there and think nothing of it, but at the end of the month they have nothing left. Cut all that crap back, and spend money only on things that matter and you stack up those $5's and $20's until you can easily pay for those trips that you desire so much.
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