The growth of HBD in savings has been quite stagnant as far as I can tell, not counting HBD created from the APR, even the top account is only selling the earnings now. I realize not all coins are doing well but the general market is not too bad which begs the question why close to no people, both people on hive and outside aren't taking any profits and bringing
their BTC/ETH/SOL earnings over to HBD. The proof is in the stats, even though they may be up with the mentioned coins and whatever memecoins u may have, they aren't picking HBD even at 20% APR, so what makes you think they might do so later?
I haven't looked at the data of powered up hive lately in comparison, maybe that's probably equally as low or non-existent but I don't think keeping it that high will change anything.
It feels like it failed to garner more value at some point, the conversion are quite flaky and you can't move too much at once and right now it just feels like something people already on Hive would like to have just because it feels nice to earn a predictable amount in fiat compared to HP without caring where that value is coming from.