My first comment. Why not 100% then? Wouldn't that encourage way more people to save HBD?
You are creating value out of thin air. The entire Hive can collapse without offering an actual value.
About the higher HIVE in circulation:
https://peakd.com/hive-133987/@dalz/hive-inflation-for-july-2024-or-running-hot-for-a-second-months-in-a-row
again, why now? When the HIVE price is at its bottom?
Decrease APR when HIVE rise a lot, $1/2/5/10?
In this case decreasing APR will lead to decrease the HIVE in circulation.
Now it looks like witnesses are making it even worse by forcing converting 8M HBD in savings to HIVE at the price much lower they bought HBD. Which will make even more HIVE in circulation and increase inflation.
Why now?
I'm not against lower APR, but now??