Yes! I have already had a friend flub and make a password error, losing them access to an account. (first day troubles). I try to stress the importance of backing up your info and keeping those things private and secure! And in a place easily obtainable. I find once this is figured out, it can actually become really enjoyable to unlock and lock your wallets/accounts and there is a rewarding feeling to that control you now carry.
Appreciate your input! :)