I have to say, I am with @riverflows and @sircork on this. People do need money to live. If some of that money comes from their Hive earnings, so be it. That is how we advertise this place.. well, how we used to, anyway. "Join Steem/Hive and earn money while writing". There is no mention of the requirement of staking most of what is earned in that. But then again, if we had fine print that said "Staking at least half of what you make is required or else whales and orcas will downvote the bejesus out of you and call you a leech". I'm sure our pitiful onboarding would be even worse if we mentioned that part to new people.
I've personally never powered down in my 8 years here. Everything I've made on here has been reinvested, either in HP or in one of the numerous H-E tokens, most of which I've lost money on since they are by and large shitcoins. Maybe that's stupid on my part. If Hive ever does die or if we don't recover from the 20 cents we are at now, I will be in for quite a loss. But I'm one of those Hive believers who isn't entirely rational and not who you are talking about in this poll. Despite my investment in this place, if someone needs or thinks they need their Hive earnings in other places, more power to them. It's their money. Once a post pays out, the money is 100% theirs and I don't think they should be told what they should do or pressured to do otherwise.
In other words, I have the luxury of not needing to take my Hive money out. I don't have any ill will towards anyone who is not so lucky.
As a group, I think attitudes shown in this post, will prevent Hive from growing. No one in their right mind is going to join a network that says "You can earn money, but... we tell you how you can use what you earn."
Yes we should respect others choices what they do with their funds, but instead of selling everything maybe if they just saved 1-5% it would grow.. but many do not find this acceptable, even if their life is stable and in order.. so I question the intentions of those people.
I do get that, absolutely. I mean, I have been growing for 8 years without taking any out. So that's definitely where my personal beliefs are. Where I'm coming from though is that I don't know if I can assume others have the luxury of not needing the money that I do. To some people any money is a blessing, I'm sure you know people like this who live paycheck to paycheck. They know saving and investing would be good for their future, but doing so is simply not possible for them. To people like this, they are going to withdraw everything they can from Hive. Not because they want to be a leech, but because they just need money that much. To people like this, writing a post here and getting paid is little more than like a job.
Anyway, so that is where my idea is. I fully agree with you that they, and all of Hive, would benefit if they saved just a little, but I just don't know if I can assume everyone has this option.
Hear hear!