My brother passed away a year ago, he was married for 54 years, and he handled everything. His wife knew nothing about their finances, after his death, their son moved her into his house and sold hers, (she told me she did not even get a chance to mourn in her home) he got power of attorney over her and everything else, and controls her money, she is miserable. My advice is to get your husband to teach you everything you will need to know in case he passes first and maybe you can teach him how to cook and do his laundry if you go first.
I have been with my husband for 40 years and have the same fears as you are having but I am the one who pays the bills and I have been showing him what I do, he knows how to use his debit card but did not know how to write a check, he now knows.
Thanks for sharing your story with me. Great advice and I am now learning about our finances and mapping out a plan which I hope is still years away. I worry too much, I know but my hubby keeps reassuring me that I will be just fine. Being with the same person for so many years, as you know, can be so difficult to talk about losing them, and but I am working on planning and understanding all the ins and outs, should my love leave me first.
I really appreciate the thoughtful comment. May you and yours be blessed with many more years together.