Hello @youyowi. Welcome to Saturday Savers Club. I''ve heard so many friends say that they spent their entire savings during the pandemic. Now they have to start over with savings. It's always good to have an emergency fund.
Have a good rest of your weekend, and take care.
Thank you very much for the welcome, yes, the pandemic was terrible for many, now we have to work hard to recover them, have a good weekend :3.