Imagen de mi Autoría Editada en/Image of my Authorship Edited in Canva
Welcome friends to a new support space for all the brothers who make life in #hive. Today we talk about our savings system, which our mother Hive has reactivated in us. In the first instance, I will highlight my particular savings method, a method that allowed me to create my petty cash in case of eventualities. However, the central issue is hive savings and HBD savings, and how we can save little by little to obtain a considerable sum at the end of the year. This point is brought up thanks to my friend @lauramica who has also put it into practice, but I am executing it in a slightly more spicy way.
Este sistema consiste en ir guardando diariamente, y de forma correlativa una pequeña cantidad proveniente de sus recompensas en la sección hive o HBD Savings, esto queda a elección de ustedes. Por ejemplo mi amiga lo está haciendo desde el primer día del año en curso, iniciando con 0.01 HBD, el día dos con 0,02 y así sucesivamente. Pero en mi caso le estoy poniendo un poco de sabor, y aunque inicié con una cantidad de 9.46 hive (elegí hacerlo con hive) desde el 12 de febrero, a partir de allí lo incremento no de 1 en 1, sino que lo hago de forma intercalada aumentando un día en 0.01 y el día siguiente con 0.05. Es decir, si tengo por ejemplo 10 hive le sumo hoy 0.01, tendría entonces 10.01, mañana depositaría 0.05, entonces el monto guardado sería de 10.06 y así sucesivamente, depósitos intercalados.
En el video propongo un monto de inicio, sin embargo si van a comenzar hoy deben depositar 11.6 hive o HBD según su elección, y a partir de allí depositar diariamente o semanalmente tomando en cuenta los incrementos planteados. Esto sin contar que la plataforma te da el 12% de interés anual. No se lo pierdan porque si cumplen con depósitos, a fin de año tendrán una buena suma que será complemento de los demás beneficios.
Si lo haces en Hive, desde tu billetera presionas la flecha que mira hacia abajo y escoges la opción tranfer to savings. Saludos.
This system consists of saving daily, and correlatively, a small amount from your rewards in the hive or HBD Savings section, this is up to you. For example, my friend is doing it from the first day of the current year, starting with 0.01 HBD, day two with 0.02 and so on. But in my case I am putting a little flavor, and although I started with an amount of 9.46 hive (I chose to do it with hive) since February 12, from there I increase it not by 1, but I do it by intercalated increasing one day by 0.01 and the next day by 0.05. That is, if I have, for example, 10 hives, I add 0.01 today, then I would have 10.01, tomorrow I would deposit 0.05, then the saved amount would be 10.06 and so on, interspersed deposits.
In the video I propose a starting amount, however if you are going to start today you must deposit 11.6 hive or HBD according to your choice, and from there deposit daily or weekly taking into account the proposed increases. This without counting that the platform gives you 12% annual interest. Don't miss out because if you meet the deposits, at the end of the year you will have a good sum that will complement the other benefits. If you do it in Hive, from your wallet press the arrow that looks down and choose the transfer to savings option. Greetings.
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Imágenes y vídeo tomados con mi teléfono, a través de un trípode con aro de luz.
Images and video taken with my phone, through a tripod with a light ring.
Sorry. English is not our native language. Therefore, a web translator is used for texts in English. (Spanishdict)
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Bienvenidos amigos a un nuevo espacio de apoyo para todos los hermanos que hacen vida en #hive. El día de hoy conversamos sobre nuestro sistema de ahorro, el cual nuestra madre hive a reactivado en nosotros. En primera instancia destacaré mi método de ahorro particular, método que me permitió crear mi caja chica en caso de ocurrencia de eventualidades. Sin embargo, el tema central es el del hive savings y HBD savings, y de cómo podemos ir guardando poco a poco para obtener una considerable suma a fin de año. Este punto es traído a colación gracias a mi amiga @lauramica quien también lo ha puesto en práctica, pero yo lo estoy ejecutando de una manera un poco más picante.
Excelenteeee que te hayas unido amigo 💕💕. Vamos ahorradores! Aprovecho para hacer llegar tu post a @shanibeer quién es una de las organizadoras de todo el Club de Ahorradores de los sábados. Y de paso contarle que @heypuch y @youyowi también están participando del desafío de ahorro, así son incluidas en las listas de participantes. Gracias ❤️.
Welcome @omarcitorojas, @heypuch and @youyowi!😍 Please tell me the goal for your savings by 31 December 2022 so I can add you to the Savers Chart. We meet every weekend (usually Saturday, sometimes Sundays) on the @eddie-earner account - you are welcome join us each week and let us know your progress in the comments!
Thank you @lauramica ❤️
¡Perdona mi máquina española!🙂
Hello, the objective of my savings is to have insurance in case of an emergency, when it was the total closure in the 2020 quarantine, I consumed 80% of my savings and I want to recover it, thanks: 3
That's a great goal to have 😍
Are you saving Hive or HBD? How much would you like to save by the end of the year?
Hope to see you over on @eddie-earner 🙂
I'm saving HBD, I'd like to reach 600, I'm putting all my efforts into it haha, I'll be there :3
I'm sure you will get there 😍
Hello @youyowi. Welcome to Saturday Savers Club. I''ve heard so many friends say that they spent their entire savings during the pandemic. Now they have to start over with savings. It's always good to have an emergency fund.
Have a good rest of your weekend, and take care.
Thank you very much for the welcome, yes, the pandemic was terrible for many, now we have to work hard to recover them, have a good weekend :3.
Mi objetivo principal es el de fortalecer nuestra capacidad de ahorro, ante la ocurrencia de cualquier eventualidad. Si es posible cumplir el sueño de adquirir un vehículo.
Así es mi amiga, gracias a ti por ampliar este tema que de verdad es bastante útil para todos nosotros. Vamos poco a poco creando grandes ahorros. Saludos y gracias por la visita.
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I dont see any talk about how only HBD earns interest. Saving Hive is is okay be doesn't earn interest. You may have said this in Spanish but the English text does not relay it.
Good thanks for your comment. HBD generates 12% annually. In the text I indicate it, but in a general way. grateful
This is an excellent idea ... another way to think of the HBD portion is that 12 percent per year is ALSO one percent per month (12 percent divided by 12 months). So, every month, you claim your interest and add that to your savings, and the next month, you get one percent on the NEW amount plus whatever else you put in savings. So, because of compounding effects as you daily add savings and you claim your interest every month, you will end up with considerably more than you expect the next year!
Exactly my friend, we are saving and earning interest on interest, plus the daily savings that we are making; and since it is a small amount, the impact on our wallet is not seen much. Thanks for your visit.
Not yet ... but, it will ... give it 6-9 months of steady work...
Another way: if you delegate your staked Hive or HP to certain services, they will pay you in liquid Hive ... you still have your HP making system interest for you, but it also can work for you just a little more. I delegate some of my HP to @tipu and @ecency, and every day they pay me a little reward in liquid Hive that I am saving. It is not much, but it adds up, day after day! A secret also: to publish 2-4 articles per day and do ten comments, you only need 500-750HP undelegated. The rest can be at work, generating more Hive for you.
So,
Very good recommendations. You are a good teacher in that regard. Let's see all those options. Thanks friend.
De nada, my friend. De nada.
Great to see these figures set out - I may borrow them for Saturday Savers Club, if I may?
Many thanks.Hello @deeanndmathews 🙂 It seems my curation return is about 8.1%. Does delegating to, for example, evency and tipu, give a higher return? I think @curie is about 10-10.5%.
Sure, go on and borrow them!
I don't know the exact rates of return on Tipu or Ecency, but I can tell you that for every 100 HP delegated, Ecency returns a range of .0014-.0029 Hive. Multiply that out over 365 days, and you get a functional APY of about 5-10 percent. But then, there are Ecency points to consider ... and that I don't have on the top of my head... but it's a little more if you are into second-layer tokens.
Tipu: Went through changes after HF 25 and doesn't pay quite as much as it used to -- ten percent down from the old days, but still good, and ranges much less than Ecency. EVERY DAY, on the dot (almost ... sometimes a day is missed, but then double comes in the next day), 100 HP delegated will get you in the ballpark of .0021 Hive, and that over the course of the year gives about an 8 percent return.
Ah, really useful, thank you.
Es una excelente idea amigo! al igual que tu LauraMica tambien me tentó con éste metodo de ahorro, esperemos que a fin de año veamos sus frutos! me pareció una buena idea la tuya de ponerle un poco mas de sabor y hacerlo con cantidades mas elevadas, quiza pueda incoporarlo el proximo mes,un gran saludo y que sigan los exitos ♥
Así es amiga, esperemos seguir el ritmo y llegar al final de forma satisfactoria. Anímese que poco a poco se llega lejos. Saludos y gracias por la visita
An interesting idea to invigorate your savings plan!
That's right, we are here to create and support ideas, and this is one for our own benefit and that of the collective. Grateful for the visit.
Aclárame algo... por favor...
Hasta donde sé, pagan interés por HBD's, jamás por ahorrar HIVE... ¿Esto cambió?
No mi hermano, los intereses son por HBD, más no por Hive. Lo que pasa es que hice referencia de forma general. Disculpa si no me expliqué debidamente. Agradecido por su visita que para mí es importante. Abrazos
Nada por disculpar, solo cuidar los detalles del mensaje, con el fin de evitar crear confusión.
Gracias por responder
Así es hermano, gracias a usted por estar atento. Saludos