I am 100% in favor of ongoing adult education, but schooling should be approached cautiously. If you want a career in law, engineering, or medicine, sure. If you want to teach a specific subject, yeah. If you want to party for several years and can get scholarships or family money to cover the expense, maybe. But general education in a world with podcasts, libraries, online archives, and more is almost free in comparison.
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Knowledge is far more important than certifications IMO. Unfortunately the professional world doesn't look at it this way. I tell people to become knowledgeable about something and then just say that you do have whatever certification the company is looking for. They weren't going to hire you anyway so if they discover that you don't actually have this cert (most are not going to check but will merely quiz you in the interview) then you are back to where you started in not getting the job. It isn't criminal to tell some tall tales on a resume.