Hey there, thanks for the comment.
Honestly, you are not wrong, no one is. I do agree that 13 week, while it might be a good thing six, seven years ago. I do think that most people are used to "give it a shot, didn't like it? Take it out" mentality in the cryptocurrency world nowadays. It is not something that's not changeable though, we also have discussed that on and off to encourage people to have "less risky" (in a sense) investments towards Hive Power since they can take it back easily in a relatively timely manner, as opposed to 3 months.
We can sustain the 20% today and even tomorrow, but every HBD is technically a burden on HIVE, since it is backed by it. If the market moons, we're golden. But the important thing is the worst case scenario.
It also works a little for if we tank. 10c Hive again? Every cent I've got in savings (all paltry 1,600 of it) is going to get swapped to Hive so I can power it up. I'd bet I'm not the only one thinking that sub 20c would be a great time to do a switcharoo either, since almost everyone around here knows that if the price hits 10-19c again it's NOT going to stay there and is an easy 2-3x within a month or two.