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RE: Lowering my HBD APR vote to 15%

I disagree, but no one cares what I think. Inflation is eating capital up yet today, and I found 20% to nominally counter that rapine. It won't counter it at 10% and I will be forced to consider other mechanisms. I doubt I'll be alone, so keep a close eye on adoption of HBD, because I expect it to significantly decline as interest rates do.

I appreciate the heads up.

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Yeah you're on my page with that. Watching UK's inflation rate eat away at my savings I built up over 14 year is the height of frustration for me. I've literally been reading up how I can best move most of it into HBD for safekeeping for a year or so. Likely I won't bother anymore XD