You get ~12% powering it up and curating.
If you trade for hbd, you can get 15%.
Neither has 3rd party risk.
You have the keys to the coins.
It makes me wonder if somebody isn't playing the middle man there and taking a cut.
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Yup. For HODLing, it's better to keep it as HBD savings.
But if not HODLing, can't have liquid hive/hbd and get 'passive apr' from it.
Binance offer is worse in APR, but seems to provide fast liquidation at request.
At least, advertised. Small print says it's not that nice.
Small print from the page:
I guess no insta-liquify-and-sell if the coin skyrockets suddenly :)
Sudden market volatility may result in your coins being unavailable.
The usual shenanigans.
3rd party risk is off the charts right now.