It's an interesting topic. I haven't used all my votes, but I have found that the HBD APR rate is a factor for me. It's probably because I have HBD in savings, but there are definitely a lot of different factors on deciding which witnesses fit.
You are viewing a single comment's thread from:
HBD APR is relevant only for the first 20 Top witnesses, as their median (I think it is median) number... What the rest witnesses "signaling" doesn't count at all...