Many people put the yoke of financial burden upon their own shoulders through bad decisions that often involve credit debt, and others are collared by default due to how society is these days; the system is geared towards holding people back, keeping them in debt so they 'have to go to work' which keeps the cycle turning. Getting off that roundabout is difficult.
Things aren't too bad here when compared to countries like yours, however things are far from good; each place has its unique challenges I guess.
That's just it...