In a nutshell this kind of bullion coin falls into numismatics and not ideal for stacking unless you're crazy as I am.
Well, since I am new to this community, can you explain to me the difference between numismatic and stacking coins?
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The Market Value of a numismatic coin is a function of Popularity + Rarity + Condition + Commodity value.
This DRPK 250 Won is not very popular worldwide, but it's low mintage of 5000 and this coin seldom seen showing up in the free market, and proof condition adds an NGC estimated value of $22 USD on top of the $13 Bullion value for a total of $35 USD.
Another numismatic example is my 1765 Colonial Mexico Carlos III 8 Reales is a hugely popular collectors coin. While it's commodity value is $20USD for the silver alone it came at an additional $430 for a total of $450USD. There are other factors like of pedigree, as it may be owned by a Historical figure or proved/verified as coming from a famous shipwreck.
I like to Theme collect, Ships and Pirates. collecting for the enjoyment and fun as a separate category apart from Stacking. The price above the bullion value I consider as a Fun Premium. I also collect a few Asian pieces that represent the Chinese part of my family tree and their journey and struggle to find a new life in North America. An heirloom I wish to leave for my descendants.
The Market value of a Bullion coin for Stacking is largely relies on it's Commodity Value
A typical Canadian Maple Leaf similar to this one. With millions made every year these are generally be valued at their current commodity value.
You will come by the term, semi-numismatic too. Bullion Coins that are made with a different theme design and a limited mintage. It makes Stacking more interesting and fun, and makes the mints a little more profit.
I better stop here before this becomes a Post on it's own.
Wow, thank you so much for your detailed explanation. I gained a lot of new knowledge from you. I am very grateful to meet and join the SGS community. Not only have I made many new friends, but I've also learned many new things.
It all boils down to, "What are our objectives?" ;
Is it to maximize saving your future buying power?
Is it a long termed savings account in case there is an emergency need?
Is it an asset that you want to pass down to your children so they can financially leverage themselves into a better lifestyle?
Or is it just for collecting fun and hobby?
Your plan could encompass all or some of these points.