Well, I guess this makes the two of us when it comes to trust issues. I like to always recheck and even when the plan is solid proof, I still don't trust it to work.
You're right, most wealthy people don't even have doctorates, but somehow it becomes a thing of self-gratification when people can set them as goals and hit them.
I thought it was just me. I have just one plan at this point and even then I know it can all still go wrong, I have hope and Faith.