Hmm I try not to have regrets in my life. Early retirement from a day job is always the end goal for me, but I am still on my journey to that "North Star". I used to be extremely frugal in order to accumulate more savings when I started working, but in my 30s now, I have gradually learnt to balance things out and enjoy little pleasures and comforts of life and live in the moment too (if it means I have to work maybe one or two more years than expected from my original target).
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Balance is good, so is living a good life in the moment which I have done and still do. But understanding that the funds will eventually stop and there's no one out there who's going to provide them is important. Balance, as you say.