You have raised a very good question. Very few Hive users would have thought about this. You have given this idea well, but according to my opinion, every Hive user should make one post in a certain community in which he should mention some personal information and some family contacts like email, whatsapp number and x- handle etc that must be hidden for other users except Hive official and that particular user. So after 100 days Hive official must contact his family to run a hive account or sell account. Hive officials must remember the work of the user and make his money secure to give his family instead.
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Yes people should make sure they can hand down things to other people in case of death.
Right!