Unfortunately a lot of people have the preconcept that nowadays it's impossible to make money if you don't have money already. I started on hive in 2017, probably a bit later than you and I was probably a bit less consistant in comparision. In total I think I invested about 500$ fiat money to buy Splinterlands cards. The rest I have built it up from scratch. So yes, you need to put in the effort to attract the necessary luck but the great thing is... if you put in the effort it will work here on hive and that's what is so wonderful!
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It is a strange mindset, given many of us are descendants of people who arrived in a new country with essentially nothing. Yet convicts in Australia, pioneers moving westward through North America, Vikings landing in Greenland...none of them had a bunch of money to invest! They just showed up every day because if they did not, their children would starve. Surely we can succeed, given all the tools we have to use.
That's a very intersting way of thinking. I agree with you. Nowadays maybe it has become too easy not to show up and still survive :-).
Amen to that!
You will get exactly what you put in, and we're not talking fiat...lol