Part 7/10:
While there is tremendous buzz surrounding XRP, particularly regarding its future potential, a closer look reveals a disparity in ownership. A significant portion of XRP remains held by Ripple itself, raising questions about who will truly benefit from any financial gains. The notion that Ripple's venture is purely altruistic—for empowering the "poor"—seems eclipsed by its focus on profitability and market expansion for financial institutions.