I actually read an article about being "worthy" of it the other day and I share the same opion.
However some things here and there might be made easier to "the average Joe". I am thinking now about Dapps that could put undercover the whole financial jargon, not for investing in crypto but to use it in daily life for smart contracts, blockchain etc.
I hope it makes sense:))) My confusion starts to disappear little by little and it's like McDonald's slogan "I'm lovin' it!"