Good progress !
Personally, I've been keeping the 50/50 split between HP and HBD rewards, as well as actually buying some HBD when the price was right. Although the upside on HIVE price might be good, I'm fairly risk averse and HBD is lower risk (both in terms of volatility and speed of unlocking). It's also possible to cash HBD out without the relative stigma of powering down HP !
I miss the 20% interest rate on HBD, but I'm almost back to earning 30 HBD a month in interest. Because of where I am in life, I'm trying to build passive income streams that need virtually no actual work, and HBD is one of the best for me. If I can multiply my stash by a factor of 10, it could provide enough monthly interest to be a boost nice enough to replace an entire side-hustle 😁
!BBH
Yeah, I hear ya on the passive streams - I'm nearing 40 and with 3 young kids, anything I don't have to focus a bunch of extra time and energy into is a huge win. If it grows basically by itself... that's fantastic. It's part of why I've kept HBD locked up. If it was easier to switch fiat into HBD here, I'd be adding more fairly regularly and hopefully growing HP along with it. Since it's not super easy and generates a few taxable events along the way, it requires a bit more planning lol.