Yeah, I hear ya on the passive streams - I'm nearing 40 and with 3 young kids, anything I don't have to focus a bunch of extra time and energy into is a huge win. If it grows basically by itself... that's fantastic. It's part of why I've kept HBD locked up. If it was easier to switch fiat into HBD here, I'd be adding more fairly regularly and hopefully growing HP along with it. Since it's not super easy and generates a few taxable events along the way, it requires a bit more planning lol.
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