You sound very upset. All I am saying is that when innovating need to consider letting go of legacy, and consider if this feature brings value to users.
I don't think comparing Hive to a bank is relevant.
I see you are very into the HBD and thats fine. I was just trying to be open minded and discuss the value, as I am not sure these legacy finance games from steemit is doing any good for the users.
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I'm not upset. Just asking questions to make you consider the positive aspects of HBD.
I personally consider HBD brings positive value to the Hive ecosystem.
I'm not comparing Hive to a bank. I'm just saying that you do not need to know everything about a complex thing to use it. And it does not lower its value because it's complex.
Bad characterization. Steemit neglected HBD almost entirely, and since the Hive fork a lot more development has been done to make it work better.
If you don't like what you have now or what it might become, that's on Hive, not Steemit.
Smelly SBD.