Do you understand all the intricacies of the FIAT system you use for years and the different services provided by banks?
Does it prevent you from using your money?
Should banks reduce all their services to one?
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I'm not upset. Just asking questions to make you consider the positive aspects of HBD.
I personally consider HBD brings positive value to the Hive ecosystem.
I'm not comparing Hive to a bank. I'm just saying that you do not need to know everything about a complex thing to use it. And it does not lower its value because it's complex.
Bad characterization. Steemit neglected HBD almost entirely, and since the Hive fork a lot more development has been done to make it work better.
If you don't like what you have now or what it might become, that's on Hive, not Steemit.
Smelly SBD.