Just like what I think is that, along with a partial reliability on the fiat and income streams coming from job should be allocated for family and their development growth infrastructure.
Holding a fair amount of crypto outside Hive, games as Splinterlands tokens and Btc can have full impact over the status of assets we grow, they really change the outlook.
And yet we just cant predict about the future of mortality, and when an important member passes away,the whole unit suffers badly. Thats universal.
The fastest way to build holdings in crypto, is to have a job that pays enough in fiat and to consistently buy in.
It is universal, yet I think most people don't really think that much about it, because it is uncomfortable. If I die, I will be gone, but it isn't okay for my family to suffer, just because I am not here to see it.