The fastest way to build holdings in crypto, is to have a job that pays enough in fiat and to consistently buy in.
And yet we just cant predict about the future of mortality, and when an important member passes away,the whole unit suffers badly. Thats universal.
It is universal, yet I think most people don't really think that much about it, because it is uncomfortable. If I die, I will be gone, but it isn't okay for my family to suffer, just because I am not here to see it.