I kept powering up from pretty much day seven or eight back in the Steem days. I am not sure when I got my first pay-out or curation reward. I have held out some Hive to play with a little bit here and there. Every spike of Hive over the last four months I was still powering up. That first nice spike in September I think when it went from the $0.40 range to $0.90 range.
Yes there are a lot of paper loses, and a lot of paper regrets on the part of many, I look forward to the day I actually make a fiat transition of some of my Hive, I don't know when that will be, but it will be done one day I hope.
My biggest Hive Crypto fear, (which is stupid), is not being able to convert to fiat before I die and then it all just sitting gathering dust in some far off corner of dead Hive accounts..
I am still thinking $2.12 for a year end price, no reason other than it is a nice looking number.
I think there are a few like this - so make sure you have gateways you can use set up, even if you don't plan non using them yet.
Right now my wife knows where to find the keys, so now all I need is to set up the KYC account for me and one for her, as a just in case scenario.