when the centralization of wealth happens, it becomes toxic in the sense that it will continue to maximize the central power and eventually, it will be attacked by the larger population in a redistribution process - a revolution of some kind
This is an American/French/Russian trope. But it's important to understand that it's not a universal law. Redistribution can happen in other ways.
In Britain redistribution happened because the Tudor dynasty (who came to power via battle) broke the aristocracy and the church who were opposing them. When the Tudors came to power 0.5% owned all the land and aristocrats controlled everything. Within 50 years 10% owned land, power was voluntarily passed to Parliament, Henry VIII's chief of staff was the son of a blacksmith and he passed power to his daughters (unthinkable in the rest of the world in the 16th century).
There was no revolution. Instead the five Tudor monarchs were the revolutionaries all by themselves, and the aristocracy couldn't persuade the peasants to rise up against them, because the peasants were loving it. It wasn't as though the Tudors were nice people. They were hard and ruthless. But their interests lined up with the yeoman against the aristocrats.
The moral: follow a leader whose interests line up with yours, and then sit back and let them do the hard work.
Things mainly go wrong when people follow the wrong leader.