If the price to $5 tomorrow from where it is today, first I would try to understand the reason behind the pump. Is the reason good enough to keep the price up there? If not, I would lock in some of the increase by converting Hive to HBD. If the price pumped that quickly in a 24 hour period with no great/excellent reason, it will return to previously level almost just as quickly. Then once it had dropped I would convert some of the HBD back to hive.
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I like your "IF-THEN" thinking... :) Having a short-term pump or a long-term pump makes a huge difference and we should act accordingly...