yeah... I guess we need to just keep talking about it, until we see consensus. Usually these discussions help a lot forging a message on its own... like Ben's for example, was already saying he was changing his mind.
For example for me, the simplest one to use on the daily basis, is the stable coin APR. The HBD of 20% APR does attract lots of people that have money on the bank at 1% or even less. And they don't often have much, so for them it becomes a "low risk" / "high reward" scenario. Easy enough to bring them to try...
Don't think it will be the biggest one, the businesses using HBD might have more retention and long term impact, for example.
I agreed HBD 20% and transfer of value without fees it my 1st point.
For our gaming project we are pushing the value for value feeless transfer point hard.