Really interesting write up! We see stablecoins as the future of commerce as a whole, but it will just take some time. UShiT, as I like to call it, is a serious skid mark on my portfolio for sure.
You should go give @carbonzerozone a follow! They are a Cosmos ecosystem validator that donates some of their comms to planting trees. They are actively posting on Hive and trying to find ways to bridge Cosmos and Hive together.