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It is sad when people talk about stuff and have no clue what they are talking about.

So putting one's money in saving is something that one should not do?

it is sad that people always try to tell one what do to

probably time to leave the sinking ship HIVE with its banker server admins wanting to change interest rates

(while I have no problems lowering the HBD APR - but big problems with people AGAIN WANTING TO LOWER POSTING REWARDS - you all have amnesia and already forgot the 50/50 curation split ?! that also was supposed to increase attractiveness of Hive(power) - but people do not REALLY CARE they just want to DO AS IF they KNEW
and AS IF they CARED and then JUST CHANGE SOMETHING, better than doing nothing)

INTERVENTIONISM

HBD and its 20% APR was very special in countering the inflation
and being one of the few possibilities TO EVEN MAKE SAVING WORKING AN PROFITABLE AGAIN (AFTER BITCOIN OFC)

but people life their normal normie land lifes
everything is good
bread and games

and do not even get the need for some GOOD BASIS LIKE SOMETHING THAT ALLOWS TO SAVE
some people like me fighting for survival everyday have..

I just don't think that's true at all. I have $2,000 in savings, but the majority is in HP and a good chunk off platform for trading. I'm hedging my bets with different benefits to each.

HP can potentially double in value over time, HBD cannot. I get a trickle of return on my HP being active, HBD does not. Liquid Hive can double in a 3-hour pump & dump. HBD cannot.

People who put 100% into HBD will regret it, and people who go 100% into HP will regret it, both for different reasons. So there's value in both regardless