I just don't think that's true at all. I have $2,000 in savings, but the majority is in HP and a good chunk off platform for trading. I'm hedging my bets with different benefits to each.
HP can potentially double in value over time, HBD cannot. I get a trickle of return on my HP being active, HBD does not. Liquid Hive can double in a 3-hour pump & dump. HBD cannot.
People who put 100% into HBD will regret it, and people who go 100% into HP will regret it, both for different reasons. So there's value in both regardless