It's up to you but last year I started late and did a catch up. So it's up to you to figure out what works for you. I generally just wait to do it monthly so I can bulk it up with my monthly HPUD.
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Okay, that's cool. I think the weekly will work better for me so I don't end up withdrawing it for my personal needs and find a way to also join the HPUD to help me in increasing my HP too.