Hello Everyone,
Lots to talk about today, but before we do, did you take part in HPUD this month? I forgot 😂! It's a challenge in the week when I'm at work. There's always next month 😍
SPI Side Hustle - Increase your Savings
This is for anyone who loves writing and is looking to earn more and save more. SPI is offering 5 SPI per post if you provide content for @spinvest, @lbi-token or @eddie-earner. How about it? Could you write a series of six posts about saving? Let us know in the comments below.
More about the earning opportunities with SPInvest
Black History Month
Fabulous Hive writer @deeanndmathews is doing a series of videos on youtube for Black History Month with a multitude of ideas and techniques for anyone who is looking to change their lives and get to somewhere different. (Check Deeann's profile for wonderful stories).
SMARTER Goals
Champion saver @bearmol has set a new savings goal and has a great video about goal setting in his latest savings report.
365 Day Savings Challenge
It's Week 6 on our savings plan and we've added 2.31 Hive to @susie-savings wallet. Drop a comment with the total Hive savings so far for an extra chance to win prizes!
EDS for Comments
We had comments from @justclickindiva, @tokutaro22, @yeckingo1, @jfang003, @missaj, @ericburgoyne, @bearmol, @wolfofnostreet, @dkid14, @alexvan, @heartbeatonhive, @lauramica, @dadspardan, @riandeuk and @carlynn. Everyone went into the WheelofNames and we have two winners: @justclickindiva and @lauramica - hurrah! check your wallets.
Savings Goals
We've added some more savings goals and savings posts to the table. Leave a comment below with a link if you've done a savings post or settled on your savings goals for this year - it can take a while to decide your aims, so take your time and let us know when you're ready 😍
PS check that I have your goals correctly in the table or if I've missed you
Remember for success - Start Small, Start Today
It can be any day, and it can be any day when you've had a break and want to start again.
- the best way to build wealth is to save small amounts regularly.
If you know anyone else who is interested in saving, please do tell them about the Saturday Savers Club, we love meeting people, sharing ideas and supporting each other. You'll find all the FAQs in this post and all the information about last year's progress in this post. Write a post to tell your friends and followers about us and drop a link in the comments below!
| Account | Primary Goal | Secondary Goal | Info Post |
|---|---|---|---|
| @yeckingo1 | 1,000HP | Leo Lottery | Leo lottery post |
| @wolfofnostreet | 3,000HP | HBD | savings post |
| @ericburgoyne | 3,000 INDEX | HBD | goals post |
| @jfang003 | 667.95 HBD | - | savings post |
| @justclickindiva | 15,000HP | 667.95 HBD | savings post |
| @bearmol | 1000HP | - | savings goal achieved! |
| @missaj | 5000HP | - | let us know when you write a post |
| @tokutaro22 | 384 HBD (computer) | - | savings post |
| @phoenixwren | Emergency fund | music keyboard | let us know when you write a post |
| @lauramica | 667.95 HBD (travel fund) | - | let us know when you write a post |
| @dkid14 | 10,000HP | - | let us know when you write a post |
| @riandeuk | Splinterlands 250k | 50 EDSM | let us know when you write a post |
| @blezyn | 667.95 HBD | local currency (naira)? | let us know when you write a post |
| @sally-notbright | £667.95 (fiat) | - | let us know when you write a post |
| @benthomaswwd | 1,000HP | 1 Miner per week | savings post |
| @dadspardan | 2,400 HP | - | let us know when you write a post |
| @carlynn | 1,000 HP | HBD | let us know when you write a post |
How's your week been? Did you hit your savings target? Tell us in the comments below!
Today's post by @shanibeer writing as @susie-saver.
Many thanks to @raj808 for the banner design 🙂
*EDS, @eddie-earner's income token, and EDSMs are part of the SPInvest family including SPI (@spinvest), LBI (@lbi-token), CUBLIFE (@lbi-token) and the @spinvest-leo account. SPInvest Family Motto: Get Rich Slowly.
Posted Using LeoFinance Beta
Hello @eddie-earner, @shanibeer and Saturday Fellow Savers.
Congratulations to this week's beneficiaries of tokens @justclickindiva @lauramica
This week I'm at 1018 Hive Power. You can check out my report here and see the video link about setting SMARTER goals.
https://peakd.com/hive-167922/@bearmol/saturday-savers-club-progress-report-6-or-goal-setting
I'm also celebrating another year around the sun 🌞 in this post. AKA My __ birthday. https://peakd.com/hive-183952/@bearmol/another-year-around-the-sun-r6ubac Check it out and celebrate with me.
Here is another post with some matcha 🍵 tea. Thank you very matcha. https://peakd.com/hive-152524/@bearmol/hot-bev-rolls-with-eggs
First Monthly Report (Almost forgot this) lol https://peakd.com/hive-167922/@bearmol/documenting-year-2-on-the-blockchain-or-monthly-progress-report-1
😂 😍
Looking good, @bearmol 🙂
Hello @bearmol. Wow, once you hit 1K HP, you're rolling each week. Your rewards at larger now with your increased HP. Keep up the good work. I'll visit your posts later.
Take care.
Thanks @justclickindiva. Looking foward to your comments.
Thank you for the mention on non-Hive content ... what an honor (do I sense the wonderful @shanibeer behind this)! Still working on the series, more to come this month!
(Oh, although I am not a part of the club, I support your mission ... I met my HBD savings goals last month by staying consistent for the previous several months)
Always a pleasure to see you @deeanndmathews 😍 and great to hear you are saving away!
Hello. Awesome that you met your savings goals as I know you're diligent in that respect. The 12% realized on HBD Savings is well worth the effort.
Thanks for stopping by.
@eddie-earner, if I am going to be doing a weekly saving in HBD, how many HBD do I save weekly?
Hello @carlynn, how many do you want to save? It is your goal 😍.
I plan on saving weekly but I don't know how far or how much I can save weekly but I don't mind receiving ideas that will help me because I don't know and I am not sure how much my weekly payout can be.
So I need goals that I can fulfill.
Well, you could decide that you will save all your HBD every week, how ever much or little you make. That is quite a good idea, if you do not need to withdraw any of your HBD to sell, because you will make 12% interest on all your savings. Alternatively, you might decide that you will save half of all the HBD that you make and keep the rest liquid.
Another idea is to use the 365 Challenge, so you start by saving small amounts each day (or weekly) and they gradually increase over time. That is quite a good idea, so that you gradually save more as your account grows bigger and you know more people. You can find the chart to do that in this post.
There is a slightly different way to use the charts and that is to save different amounts according to how much HDB you have earned that week, and then mark the amounts you have saved off the daily (or weekly) charts. You can see this method on @phoenixwren's posts.
Hope that helps 😍
The penny, can it be 1 HBD?
And if I am using the weekly chart, and it's week 5 already does that mean, I will be dropping the exact amount for this week?
Good enough, I had already started saving when I made my intention known, so should I just make my post and wait for the next week?
Yes, the penny can be HBD 🙂.
Yes, you could start at week 5 🙂.
You can make a post whenever you like. Some people have just made one post stating their savings goals, other people like to make a post weekly or monthly with their progress: @bearmol does a report each week and @jfang003 usually does each month, and they link it here. Both of them usually comment here each week, so you can ask them about what works for them and have a look at their posts 😍
Alright, I will go through a few posts and make my goal post and will continue the saving goals since I have already started. Thank you for your help.
It's up to you but last year I started late and did a catch up. So it's up to you to figure out what works for you. I generally just wait to do it monthly so I can bulk it up with my monthly HPUD.
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Okay, that's cool. I think the weekly will work better for me so I don't end up withdrawing it for my personal needs and find a way to also join the HPUD to help me in increasing my HP too.
Hello @carlynn. How awesome you're going to save in HBD and take advantage of the 12% interest. Good choice.
I'm following the Weekly Chart you captured below. I already see a huge difference in my account. However, you can save whatever amount you're comfortable with. At any time I don't have the weekly amount of liquid available to save, I'll just save whatever I have. Hopefully I'll be able to catch up the next following week.
Good luck on your weekly savings.
Wow, this is a smart idea, thank you for this, I am sure going to keep this in mind.
Wow how time is flying by another week has gone by. Made my savings goal for the week and a bit extra. Hope all is going well for all. Have a great week
Hello @ericburgoyne. Happy to hear you made your savings goal for this week. I did too with the Hive/HBD according to the weekly chart.
Take care.
That is great to hear that you made your goals this week. Have a great week.
Good news @ericburgoyne 😍
Congratulations to the winners!
I continue with my savings challenge for another week and publishing my weekly follow-up article.
Great progress @yeckingo1 😍
Hello @yeckingo1. Thanks so much. Happy to hear you made your savings goals for this week. I'll visit your progress report.
It's nice to know that there are a lot of people with different goals. Congratulations to this week's winners too.
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Hello @jfang003. I agree and love to see all the new faces with different goals. Thanks for your congratulatory wishes.
Have a good rest of your weekend.
Yes, it's great to see the mix of current members and new ones joining us 😍
Hello @eddie-earner, @shanibeer, and all Saturday Savers Club members. I've been busy this week over in the Alien Art Hive Community sharing some alien art. But I have to come down to Earth and save and invest so I can travel into the unknown again. So, here's my progress report for Week 6. Wow, time is just moving along nice:
https://peakd.com/hive-167922/@justclickindiva/week-6-drawing-inspiration-from-club-members-and-new-incentive-at-or-2022-saturday-savers-club
Also, thanks for the the prize for my winning in the Wheel of Names of Names. Truly appreciate it. Congratulations to fellow winner: @lauramica.
What a great initiative for a side gig to earn writing about the Saturday Savers Club and SPInvest family.
GOALS CHART: I thought the chart was updated to reflect the inclusion of my Hive Savings. I remember seeing an updated one.
This week was a bit slow for me as I concentrated more on publishing additional articles. I saved the recommended 2.31 Hive and HBD, so my account is growing as scheduled.
You absolutely must visit Deeanndmathews over on her YouTube channel. It's well worth it.
Thanks everyone for your engagement on my progress reports. I appreciate it and the support.
Take care until next week.
Hello @justclickindiva, so good to see you 😍.
I am running a little behind this week - busy at work and then tomorrow is Valentine's Day, so a few preparations to get in order 😁. Glad your savings are proceeding according to plan. Sorry about the chart, I got in a muddle last week (too many charts)! Hopefully, it is correct this week.
!LUV
@shanibeer(5/5) gave you LUV.
H-E tools | connect | <><
You're invited! - LUV's 1st birthday celebration!
The retirement of my coffee maker is getting closer every day. I managed to meet my savings goal one more week and I have also managed to publish on Sunday. I think next week will be even better.
Good luck to all with your savings.
Looking good, @tokutaro22!
!LUV
@shanibeer(4/5) gave you LUV.
H-E tools | connect | <><
You're invited! - LUV's 1st birthday celebration!
I love the progress taking place here. Great going. I’m still trying to build up my hive power and I have been consistent in putting away something from the side business project which was started from my previous saving Fisk here. The journey continues.
So pleased your savings plans are going well 😍.
!LUV
@shanibeer(3/5) gave you LUV.
H-E tools | connect | <><
You're invited! - LUV's 1st birthday celebration!
Thanks for sharing your savings info with us
@eddie-earner
I forgot about the HPUD as well.
Have a great one all:)
Hello @benthomaswwd, good to see you 😍
!LUV
@shanibeer(1/5) gave you LUV.
H-E tools | connect | <><
You're invited! - LUV's 1st birthday celebration!
Thank you much appreciated
@shanibeer
Have a wonderful day😎
I'm taking part in HPUD and HPUM, both great actions.
This help me to do a power-up on a daily basis and also increase my savings.
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I agree, they are both good initiatives to get people involved 😍
!LUV
@shanibeer(2/5) gave you LUV.
H-E tools | connect | <><
You're invited! - LUV's 1st birthday celebration!