It's definitely subjective and I agree that being in the 50% category isn't much. The cost of living in the US is quite expensive and that already eats into most of what I earn. I don't need to power down or anything like that because my job covers me but it sucks to deal with all that work during the weekdays.
Yeah, I hear you. What I like about the bulls, is that the work I do to pay the bills is a choice. In the bears, it is a necessity.