If everything plays out, there will definitely be a lack of HIVE available for everyone. The RC issue is definitely going to be an issue as I don't think there will be enough if we get 100x or 1,000x our current transactions. Although I think there might be plenty of people around my HP level who can't create tokens and resource credits overfill.
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I reckon that if there are say, 100M new heavy users, there will be ways to scale that also. Second-layer apps are already able to build sidechains that work alongside to absorb non-essential activity, but still tie it to Hive. I assume that what ends up happening in the future is that blockchains become like ropes of many chains would together.
I am just hoping it doesn't become another WAX situation. When Alien Worlds exploded, I saw how the cost of how much you need to stake increase quite a bit. In a way it was almost unusable for people on the lower end and it would take too long to get more CPU for transacting.
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I don't know what happened on WAX, but I think that it will be different here in this regard, especially once the RC delegation arrives. I think that is in the next HF.