it honestly shouldn't have happened in the first place. The APR should have never gone above 10% going from 20% to 15% feels like you're taking away from people and has the opposite effect. Slowly increasing the rate over time would have been looked at as possitive.
it honestly shouldn't have happened in the first place. The APR should have never gone above 10% going from 20% to 15% feels like you're taking away from people and has the opposite effect. Slowly increasing the rate over time would have been looked at as possitive.
i think it should stay at 20% as long as it's sustainable. right now it is, and doesn't look like that's changing any time soon.