In defense of XRP, it was in the crosshairs of the SEC and the federal government, and for a while it was under threat of extinction. It was also one of the earliest of the altcoins. Let's see if its future is more promising than its past.
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Yeah, the SEC aspect is the only credible reason,imo. Regarding XRP's proposed use case, it would be preferrable as a stablecoin... but yes, let's see where it goes...