Now would be the absolute worst possible moment for those consumers who have job security to start saving money aggressively. That would destroy the economy.
A national economy is not like a private household. A country does not retire, for example.
The cessation of international tourism has been a disaster for Lapland in particular. If domestic tourism were to come to a complete halt, it would only make things worse from a financial perspective.
A wave of bankruptcies can destroy production capacity causing long-lasting damage. Any austerity measures should be taken post-corona when the economy is on a surer footing.
Who do you think has job security at this moment and, what would you think about the people a year from now who thought they had job security, spent freely and went into debt and then lost their job?
If everyone goes into brutal saving mode, that scenario is guaranteed to take place.
In the next collapse (there is always a next) and people are defaulting on their loans and needing taxpayer support, you can congratulate them for trying to keep the economy afloat, as they are doing their best to spend their way into prosperity.
While it takes money to make money, that doesn't mean one party is doing both sides of the equation. It takes many people spending for a few to make enormous amounts.
It is no use to deal another brutal blow to the domestic service industry right now.