8 years. Thats not bad. I get what you mean, a parallel account that has the money to pay it off but not necessarily doing it just knowing you can. Thats what I am doing. I have a tad more than 8 years on mine though!
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I guess how long you have left doesn't matter too much, as long you have the funds to pay it off earning elsewhere!
I might have to overpay for the next couple of years, my rate goes up in 2023 and I'm probably not going to be able to remortgage to a better one being abroad now!
I think my rate is going up soon. I cant believe i got a 5 year fixed rate and the actual rate never did anything that my doomsayer mind thought it would!
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