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Yes. That's true. Adding HBD to savings is the easiest way to earn 20% interest without doing anything else. Do you know how to send your HBD to savings? As a note, the interest may not always remain at 20%. but until it is changed it is fixed at 20%. You might also want to read about the haircut rule (this is something we are quite far away from, and people will start posting when we get closer, most likely).

I know how to convert it to my savings
Thank you so much
I am grateful

Not convert, ok? That's something different.

There's an option "Transfer to Savings". This is how it looks on PeakD:

image.png

Ooh I get your point now
I'm very grateful